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Mold in your apartment: what to do, and what your landlord has to do

Updated October 16, 2026. Sources are listed at the end.

Photograph the mold and any leak or dampness, then report it to your landlord or property manager in writing and keep a copy. The EPA tells renters to report all plumbing leaks and moisture problems to the building owner or manager immediately, and to contact local, state, or federal health or housing authorities if persistent water problems are not addressed. In Colorado, a 2019 law added mold associated with dampness to the conditions that can make a rental uninhabitable, with landlord response deadlines. Do not repaint over it or take on a large cleanup yourself, and talk to a clinician if you have symptoms.

First steps when you find mold

Before you clean anything, build a record. It protects your deposit, your health, and any later complaint:

  • Take dated photos and video of the mold, any water stains, the leak or condensation source, and damaged belongings.
  • Note when you first noticed it, and any smell, leaks, or past repairs.
  • Look for the moisture source: a leaking pipe under a sink, a toilet or tub, a window that sweats, a bathroom without a working fan, or water coming from a unit above.
  • Move belongings away from the area and do not disturb large patches. Tearing at moldy material can spread spores.

Report it in writing

A text or a phone call is easy to dispute later. Send a dated written notice by email, the tenant portal, or letter, and keep a copy. Describe what you found, where, when you noticed it, the suspected source, and ask for the leak to be fixed and the mold to be remediated. Attach the photos.

The EPA's guidance for renters is to report all plumbing leaks and moisture problems immediately to the building owner, manager, or superintendent. If persistent water problems are not addressed, the EPA suggests contacting local, state, or federal health or housing authorities, or your state health department.

What landlords are generally responsible for

In most states, landlords are responsible for keeping rental housing habitable, including fixing leaks and water intrusion they are told about. Tenants are generally responsible for not causing moisture problems, such as running bathroom fans, reporting leaks promptly, and not blocking vents. The details, deadlines, and remedies depend on your state's law and your lease.

This page is general information, not legal advice. For your situation, a local legal aid office or a tenant attorney can tell you what applies.

Colorado: mold and the warranty of habitability

Colorado's Residential Tenants Health and Safety Act, House Bill 19-1170, was signed on May 20, 2019. According to the Colorado General Assembly's bill summary, it added mold associated with dampness to the conditions that can make a residential unit uninhabitable, excluding minor mold found on surfaces that can accumulate moisture.

The same summary describes landlord duties after a tenant gives notice, including responding within 24 hours to conditions that materially threaten life, health, or safety, and, for mold associated with dampness, mitigating the immediate risk within 96 hours (for example by installing containment) and then completing remediation within a reasonable time. It also describes protections against retaliation for good-faith complaints and, in some cases, a comparable unit or hotel room at no cost to the tenant.

Colorado's landlord-tenant laws may have been amended since 2019, and the exact steps and remedies matter. Check the current statute or ask Colorado Legal Services or a tenant attorney before withholding rent, making repairs yourself, or ending a lease.

Should you clean it yourself?

The EPA says that if a moldy area is less than about 10 square feet, in most cases you can handle the cleanup yourself, scrubbing hard surfaces with detergent and water and drying them completely. A small patch of mildew on a bathroom ceiling or window frame is usually that kind of job.

Anything larger, anything coming back, anything inside walls, or anything tied to a leak is the landlord's job to fix properly. The EPA also says not to paint or caulk over moldy surfaces, so do not cover it up yourself, and do not let a quick coat of paint stand in for a repair.

Renters insurance and your belongings

Your landlord's insurance covers the building, not your things. Renters insurance covers your belongings, and the Insurance Information Institute notes that homeowners and renters policies cover water damage from events like burst pipes. Mold that followed a covered sudden event may be covered for your items; mold from long-term humidity usually is not. Keep receipts and photos of damaged items.

Your health

This guide is not medical advice. If you or anyone in your household has symptoms you think may be related to mold, especially children, older adults, or people with asthma or weakened immune systems, talk to a clinician and tell your landlord in writing that there is a health concern.

Questions

Who do I call about mold in my apartment?

Start with your landlord or property manager, in writing. If persistent water problems are not fixed, the EPA suggests contacting local, state, or federal health or housing authorities, or your state health department.

Is my landlord responsible for mold in Colorado?

Colorado's 2019 Residential Tenants Health and Safety Act added mold associated with dampness to the conditions that can make a unit uninhabitable, with landlord response duties after notice. The law may have changed since; check current law or ask Colorado Legal Services.

Can I break my lease because of mold?

Possibly, but only under specific conditions in your state's law and lease. Colorado's 2019 law describes lease termination in some repeat-condition cases. Get legal advice before you move out or stop paying rent.

Should I pay for a mold test?

Usually not as a first step. The EPA says sampling is unnecessary in most cases when mold is visible. Photos, a written report to the landlord, and finding the moisture source matter more.

Guides and tools

Sources

General information, not legal, insurance, or medical advice. We are a directory, not a restoration contractor.